I guess PayPal has a policy where if an item is more than $250 they recommend the seller insure the package and I did not do that. PayPal is also holding the money until they make their decision on who was at fault. I did talk to FedEx to see if there is something they could do and the lady said that since a signature was not required that it would end up in a denial letter sent out. I know that it's not his fault for the rod being stolen and I now know to require a signature on stuff like this. I'm not going to lose sleep over it and I hope he doesn't either, it's only a stupid fly rod.